Saving on your holiday celebrations and gifts

by | Oct 31, 2014 | Consumer

This time of year, many folks are thinking about holiday celebrations and gifts. To avoid January credit card shock, consider these tips. Plan ahead As a family (if applicable), decide ahead of time how much you will spend for your holiday celebrations and gifts....

Income taxes: Learn to speak the language

by | Oct 24, 2014 | Taxes

Do you and your tax preparer speak the same language? Test yourself and see if you know what following eight terms and phrases mean. Gross Income Your gross income is all your income (and your spouse’s, if you are married and file your tax return together). Examples...

How to save money on family vacations

by | Oct 17, 2014 | Consumer

Many people take advantage of the breaks in school to take family trips. To make those trips, including short weekend excursions, more enjoyable and avoid credit card statement shock later, consider these tips: Plan ahead Decide ahead of time what you will spend on...

Paying for college: How grandparents can help

by | Oct 10, 2014 | Education

We often get questions about how grandparents can help pay for college. Here are three suggestions. College savings plans Grandparents can set up 529 accounts for their grandchildren in addition to any plans set up by the parents. Grandparents can also make...

Ways to reduce student loan debt

by | Oct 3, 2014 | Education

There has been much media attention lately about the large amount of student loan debt. Planning ahead can help students and families reduce this debt load. 529 Plans Contributions to 529 plans grow tax deferred, similar to retirement plans. Generally, contributions...

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