Develop good savings habits now to have wealth later

This week’s blog is for teenagers and young adults. Growing up in an instant society of fast food, microwaves, texts and other instant forms of communication makes it difficult to develop the habit of delaying gratification. Yet, the young adults who learn how to live...

Credit card or debit card: which is better?

More on credit cards — do you need one? What is the difference between debit cards and credit cards? Can you survive without a credit card? First, the difference between debit cards and credit cards. Both card types allow you to make purchases in a store and online....

Are credit card fees bad? Not always, some say

If you’re looking for a credit card with no fees, good luck. A new CreditCards.com analysis of 100 major cards shows that the average credit card has six different fees. The most fee-laden cards have 12, and just one of the cards assessed had no fees whatsoever....

Happy 4th of July

Crystal Financial Solutions wishes everyone a happy and safe Fourth of July weekend. We will be closed on Friday, July 3 and throughout the weekend so our employees can enjoy the holiday with their families and friends. We hope you do the same! Judith Ackland has more...

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