by Judith Ackland | Jul 29, 2016 | Consumer, Medical, Retirement
With long-term care costs for nursing homes and assisted living facilities skyrocketing, many families are looking for alternatives to placing their aging family member in a facility. One alternative is in-home care. Before choosing this alternative for your family...
by Judith Ackland | Jul 22, 2016 | Consumer
Why don’t we save? It a bit like exercising and eating healthier — we know we need to do it but it just doesn’t happen. In a recent study by Financial Finesse, 58% have not saved enough for retirement and 51% do not have an emergency fund. There are probably as many...
by Judith Ackland | Jul 15, 2016 | Consumer, Taxes
When folks are in financial distress, the first tendency is to look for sources of funds to pay bills or tide them over until they are back on their feet. Three sources that are often explored are: Taking cash out of a 401(k) plan. Taking a loan from the 401(k) plan....
by Judith Ackland | Jul 8, 2016 | Consumer, Retirement
We have talked in the past about health savings accounts and how they can help you save on medical expenses and on taxes. Health savings accounts provide the user with triple tax benefits. When you contribute money to the account: You receive a tax deduction. The...
by Judith Ackland | Jul 1, 2016 | Crystal Financial Solutions
Veteran Tom Ackland receives his quilt Honoring veterans for their sacrifices As we celebrate the birthday of our nation, let us not forget the sacrifices made by our service men and women. Through their sacrifices, we are able to enjoy many freedoms that we often...