Why you should participate in your 401(k) plan

Why you should participate in your 401(k) plan

After reading several articles on the lack of retirement savings, here are three reasons you should participate in the 401(k) program offered by your employer. 1. You would like an immediate 100% return on your investment. If your employer matches a portion of your...
Are you ready to retire comfortably?

Are you ready to retire comfortably?

How much do you need to save to retire comfortably? The best answer is: It depends. What are your expected expenses? Develop a retirement budget. Things to consider: Income taxes on your retirement savings. Possible reduced expenses for clothing. Possible increased...
Effects of student debt ripple through economy

Effects of student debt ripple through economy

Cartoon by Daryl Cagle, MSNBC.com This week’s blog is all about student loan debt. Unfortunately, many students head off to college without learning how taking on student loans can negatively affect their future financial life and all the effects that come with the...
Trim dining out expenses to beef up finances

Trim dining out expenses to beef up finances

Do you find yourself short of funds before the next payday or never having enough money left to put into savings? The solution to your problem may be to trim out your dining expenses even trips as simple as your cup of coffee or your take-out dinner. According to a...

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