If you are a low-income family struggling to pay your bills, or know one that needs help, there are several services available that can provide guidance and assistance.

Since I live in the Omaha, Nebraska area, many of the services listed in this article are relevant to this area. Others are not location specific. However, no matter where you live, there are similar services available. You can obtain the information for your area through internet searches or simply by asking people you know.

Help with the cost of prescriptions

Medical services

Many areas have free or low-cost medical clinics and community health centers. For the Omaha area: http://freeclinicdirectory.org/nebraska_care/douglas_ne_county.html

Employment services

Housing services

Help with cost of utilities

Church-affiliated services

Legal assistance

Nebraska government programs


  • Children’s Health Insurance Program (CHIP)
  • Head Start
  • Low Income Home Energy Assistance Program (LIHEAP)
  • Low Income Weatherization Assistance Program
  • Medical Assistance Program
  • Special Supplemental Nutrition Program for Women, Infants & Children (WIC)
  • Summer Food Service
  • Supplemental Nutrition Assistance Program (SNAP)
  • Temporary Assistance for Needy Families (TANF)

Youth services

Judith Ackland has more than 26 years of experience in accountancy and financial planning, including seventeen years as a CFO of a diverse business. She started Crystal Financial in 2010 to help a wide array of individuals, families, and business owners better understand their finances and how good financial management could help them achieve their goals. Judith has an MA in Professional Accountancy from the University of Nebraska at Lincoln as well as a Certified Public Accountant Certificate and a Certified Financial Planner designation.

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