by Judith Ackland | Dec 15, 2017 | Uncategorized
As a parent, most of us realize that our children are constantly watching us, learning from us, and mimicking our behaviors, both good and bad. When we are kind to others, our children are more likely to be kind. When we take the opportunity to laugh and play, our...
by Judith Ackland | Jul 21, 2017 | Retirement
How much do you need to save to retire comfortably? The best answer is: It depends. What are your expected expenses? Develop a retirement budget. Things to consider: Income taxes on your retirement savings. Possible reduced expenses for clothing. Possible increased...
by Judith Ackland | Jul 22, 2016 | Consumer
Why don’t we save? It a bit like exercising and eating healthier — we know we need to do it but it just doesn’t happen. In a recent study by Financial Finesse, 58% have not saved enough for retirement and 51% do not have an emergency fund. There are probably as many...
by Judith Ackland | Jun 5, 2015 | Consumer, Financial Education
This week, I have read some interesting articles on earnings and savings for Americans. I thought I would share some of the information with you in the form of questions. What percentage of Americans say they would NOT be able to cover a $400 emergency expense? 17%...